Fast access
Apply in 2 minutes, get funds the same day.
For ambitious UK businesses.
Business moves fast.Opportunities don’t wait.Why should you?
Business funding from £10,000 to £1,000,000.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
Easy application
We don’t need to see business plans or projections, and we won’t carry out hard credit checks.
Flexible funding
Flexible funding products to suit your needs.
Your business won’t wait.
Orders come in.
Prices go up.
Deadlines don't move.
01
Stock running low?
Buy what you need for the next busy spell.
02
A new job to start?
Buy materials and pay suppliers so work can begin.
03
Waiting for invoices
to be paid?
Help cover bills while you wait.
04
Ready to grow?
Fund equipment, space or capacity for your next step.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
Since 2025, we've helped thousands of businesses access hundreds of millions in loans.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
“David was great to work with, always answers promptly and helped me secure funding with no hassle”
The process
The power to
act quickly.
Same-day funding may be available once the required checks and steps are complete.
01
Check your eligibility.
Tell us how much you need and your turnover for a quick eligibility check.
02
Share your details.
Provide your contact information and proof of business income so we can make you the best offer.
03
Review your offer.
Once you’re approved, check the cost and terms before accepting.
04
Accept an offer
and receive funds.
Once everyone has accepted the offer, you could get your funds the same day.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
Who can apply
We help ambitious UK limited companies and LLPs with:
At least12 monthsof trading.
At least£25,000monthly turnover.
Meet these criteria?
Take the next step to see if Elect can help. We look for reasons to say yes.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
We know what it takes
to build a business.
Behind Elect are real people who understand the decisions business owners face and why access to finance at the right moment matters.
At Elect Business Finance we know the cost of waiting.
“Money isn’t your product. Your business is. We cut through the faff so you can put your energy where it belongs, and we back you because we believe in what you’re building.”
— Dovi, Founder & CEO, Elect Capital
UK companies
love Elect
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
Recruitment firm secured £100,000 from Elect
An established recruitment firm secured £100,000 in funding from Elect to support its continued growth.
After being declined elsewhere, the business secured the funding it needed to invest in growth, manage day-to-day cash flow and give the team greater flexibility as the business continues to expand.
Construction company secured £256,000 from Elect
An established roofing company accessed a £256,000 funding facility from Elect for additional working capital.
The funding will help the business manage day-to-day cash flow, support ongoing projects and give the team greater flexibility as the business continues to grow.
Hospitality company secured £750,000 from Elect
A £750,000 funding facility from Elect helped a hospitality company strengthen cash flow and support ongoing operations.
The tailored funding solution provided the flexibility the business needed to manage working capital effectively and continue focusing on its growth plans.
Construction company secured £400,000 from Elect
To support the opening of a new regional office, an affordable housing provider secured a £400,000 funding facility from Elect.
The funding will help the business expand into a new region, strengthening its operational capacity and supporting its long-term growth plans as it continues to broaden its geographical reach.
Funding facts and FAQs
Clear costs.
Clear next steps.
Funding from £10,000.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.
How quickly can I get funded with Elect Capital?
If you apply before 2pm local time, you can receive an offer the same day. Once approved, funding can be in your account within hours. Many UK businesses receive capital the same day they apply.
Will applying affect my credit score?
No. We perform a soft credit check during the initial application, which does not affect your credit score. We only run a full credit check if you decide to proceed with an offer, and we'll always let you know before we do.
What types of businesses does Elect Capital fund?
We fund UK-registered limited companies and partnerships across a wide range of industries including restaurants, retail, manufacturing, healthcare, hospitality, construction, professional services, and technology. Your business should have been trading for at least 12 months with a minimum monthly revenue of £25,000.
How much can I borrow?
Elect Capital provides working capital from £10,000 up to £1,000,000. The amount you're eligible for depends on your business performance, monthly revenue, and trading history, not just your personal credit score.
Do I need to provide collateral or a personal guarantee?
No. Our unsecured business loans do not require collateral, property, or assets as security. Funding decisions are based on your business performance and cash flow, not personal guarantees.
What are the eligibility requirements?
To qualify, your business must: (1) be registered in the UK as a limited company or partnership, (2) have been trading for at least 12 months, and (3) have a minimum monthly revenue of £25,000. We evaluate your business performance holistically, not just credit scores.
How does Elect Capital make money?
We earn a fee from our lending partners when we successfully match a business with funding. There are no hidden charges to you during the application process, and we're transparent about all terms before you commit.
Don’t wait for your future.
Fund it.
Elect Business Finance.
Your future, funded today.
CHECK YOUR ELIGIBILITY
Applying won't affect your credit score.